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Showing posts from 2016

United We Stand !!

Dr Mohammad Manzoor Alam I am returning to this column after a long while, in circumstances that are far from pleasant. Today, the Islamic world is a sad picture of disarray, anarchy and violence–internal as well as with others. From Afghanistan to Iraq, Saudi Arabia to Syria and Somalia, Turkey to Yemen, it is a story of violence all the way. Everywhere, both sites of the conflict are Muslim and the victims are almost always innocent non-combatants, quite often women, children and the old. People have been forced to flee their homes, crossing borders in desperation with little food and water and insufficient clothing in severely cold climates. Till they get recognised as refugees in their new land they have to sleep in the open icy climes. The refugees flooding Christian Europe are Muslims. Another, and possibly the most significant haven for these refugees, is Turkey, a preponderantly Muslim country. All the victims and perpetrators are Muslims. The shared values of Islam...

Lighten the people’s burden

Dr Mohammad Manzoor Alam At the outset, it must be asserted that monetary and financial policies are made for the people, and people are not made for such policies. This basic principle seems to have been stood on its head in the present conundrum of ill-considered and ill-advised demonitisation of Rs. 1,000 and Rs 500 currency notes. A hundred people have died, their deaths directly attributed to this sudden denial of access to their hard-earned money. For most Indians it has been like a bolt from the blue. The wholesale markets are virtually closed as most of the transactions are made in cash, which is scarce. In turn, it has led to the termination of hundreds of thousands of daily wage earners’ jobs. The same holds good for huge armies of workers at construction sites where the workers are paid in cash on a daily basis. Markets across different trades have come to a standstill. People suddenly are forced to deposit their hard-earned life savings in banks under the orde...

12 Rabiul Awwal

Ki Muhammad ﷺ Sey wafa Tu ne To Hum Tere Hain /  Ye Jahan Cheez Hai Kiya Loh o Qalam Tere Hain. What a Great Moment it would have been when World welcomed the one for whom Allah Created the Universe. Always a blissful moment it is,when we hear the beautiful name Muhammad ﷺ Let us Honour the PROPHET ﷺ Every Day ! and Not Just One day

RBI imposes restrictions on withdrawal from certain bank accounts

Source :  http://www.deccanherald.com/content/586791/rbi-imposes-restrictions-withdrawal-certain.html Tightening the noose around people who misused banking channels to park unaccounted money, the Reserve Bank today imposed certain restrictions on withdrawal if more than Rs 2 lakh has been deposited after November 9 in an account which has a balance of over Rs 5 lakh. As per a RBI notification, withdrawal or transfer of funds will not be permitted in accounts without quoting of PAN or submission of Form 60 (persons who do not have PAN). The Reserve Bank also said monthly withdrawal limit of Rs 10,000 will be maintained even if a 'small account' has witnessed increase in annual permissible deposit of Rs 1 lakh. The notification follows after it was brought to the notice of the RBI that "strict compliance" with KYC (Know Your Customer) provisions is not being ensured in some cases. In respect of KYC compliant accounts where the required Customer Due Diligence (CD...

1. I got a dig bick (PRANK)

1. I got a dig bick 2. You that read wrong 3. You read that wrong too 4. You checked 5. You smiled 7. You are wondering why you're still this reading this 8. You saw that mistake... right? (On 7) 10. But did you see that I skipped 6? 10. You checked 11. And saw you that I doubled 10 and skipped 9 12. I said saw you, not you saw 13. I also skipped 2 14. You got tricked 15. I'm just wasting your time go back to reading the comments

Jayalalithaa Jayaraman

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The hospital finally officially announced the death of the chief minister on 5 December 2016 at 11:30 PM.Deeply Mourn Jayalalithaa Jayaraman, commonly referred to as Amma and Puratchi Thalaivi , 11th, 14th, 16th, 18th, 19th Chief Minister of Tamil Nadu. INDIA will miss one of the most influential and powerful leader ever, Jayalalithaa was a visionary & able administrator Her indomitable spirit & an infinite capacity for goodness were always an inspiration. She was the perfect definition of Bold and Beautiful, When brave Jayalalithaa put Shankaracharya in jail for murder! It has happened only once in India! in her own words she was self-made. She fought patriarchy. Relentlessly and Constantly.  The end of inspirational era of Tamilnadu Politics. Jayalalithaa leave behind a vast vacuum. But her majestic charisma and determination will continue to live and inspire many women in our country, I wish tamilnadu to have stable government after this ,Dear Tamilnadu beware of Hin...

So what is Demonetisation really all about?

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So what is  # Demonetisation  really all about? # We were told it’s to stop terror attacks. But now the attacks have increased. # Then we were told it will cut supply of Indian notes across the border. But terrorists had new notes before most of us did  :) # Then we were told it’s actually about wiping out  # BlackMoney . But even Banks’ own estimates say that very little has come in. # Then we're told it’s to take #BlackMoney out of politics. But 1st person caught with unaccounted cash in new notes was… a BJP guy # Further  when a blogger said the car of MP’s Chief Minister, a @BJP4India man, was stopped with 30 crores cash, he was arrested. # We’re told #Demonetisation hurts criminals & not common man. But no tax criminals have died but 70 common folks have, waiting in line. # We must tolerate for patriotism. But govt ensures political parties above law & can have unaccounted cash. BJP declares 505 cr in 2016 # We’re told operation i...

12 Things You Should Know About Real Estate

http://lightersideofrealestate.com/education/things-you-should-know-about-real-estate?utm_campaign=sniply&utm_medium=sniply&utm_source=sniply 1. A home is worth what a buyer is willing to pay. You may think all the time and effort you have put into your home before listing it, even what you paid for it previously, makes it worth a certain price. Even an appraiser may come in before you list and say it’s worth close to a price you like. But at the end of the day, it is only worth what a buyer is willing to pay for it. They may think your upgrades don’t match up with the asking price. It may be that the home does need renovations and the asking price is too much to justify buying it and immediately pouring more money into it. A buyer would rather purchase a home at $125k, put $25k into it, and have it be worth $180k instead of buying a home at $180k that needs the same work of the $125k home. 2. Upgrades may not increase the value, but they’ll increase the chances of get...

Manmohanisation of Demonetisation

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"These measures convince me that the way this scheme has been implemented, it’s a monumental management failure, and in fact is a case of organised loot and plunder." Manmohan Singh, Former Prime Minister And Congress Party Member Two-time PM, Finance Minister, RBI Governor, Economics from Cambridge that is Dr. Manmohan Singh. Knows more economics than BJP all together! India's reform architect Ex-Prime Minister Dr Manmohan Singh trashed PM Modi's cash crackdown and rightly called Demonetisation  as'organised "Loot & Legalised Plunder",  Ringing words from an economist and a wise man, delivered in his usual low key style.An eye opener on failed Modi Govt. The Econimist demanded basic answers to basic questions, spoke for common man's suffering and tyranny of demonetisation. when Dr Manmohan Singh was speaking in the Parliament, Modi & Co., looks like thinking about their Poor Education Singh ended his speech urging Modi t...

Kanpur Train Tragedy - Tragic reminder of inapt priorities in India

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Deeply pained and saddened to hear about the derailment of the Patna Indore express that has claimed so many lives. My condolences to the bereaved families. I pray for speedy recovery of those injured in the accident of Patna-Indore express. While i was waking up to enjoy a beautiful sunday with my loved ones , Many Families were destroyed Many people were dead ,( As I am writing this, the Number had reached 140) and some taking their last breath. Their last journey.... The disaster took place just a little after 0300 hrs when the passengers were jolted out of their sleep as the Patna-bound train jumped the tracks, badly damaging four ordinary sleeper coaches in which hundreds were trapped.  Of the four coaches, the S1 and S2 had telescoped into each other, I am Yet to Understand who excactly responsible for more than 100 innocents who got killed in this tragic incident even after i have heard many such incidents in past years, when we rightfully react when a...

Preventing and management is the key to tackle Diabetes

Since 2006 the World Health Organisation and United Nations together worked to pass a resolution to celebrate World Diabetes Day. The main objective is to create awareness on diabetes and to take action to tackle this global health issue. India being home to 60 million diabetic patients, the largest country to have highest number of patients has launched many programmes to address this non-communicable disease. Diabetes occurs when the pancreas does not produce enough insulin (type 1 diabetes), or when the body cannot effectively use the insulin it produces (type 2 diabetes). This leads to raised blood glucose (sugar) level and over time, serious damage to many of the body's systems, especially the nerves and blood vessels. In India, the type 2 diabetes is on the increase among the younger age group due to intake of high calorie diet and sedentary lifestyle. In our country, diabetes is not restricted to affluent class of people. Even the lower middle class and poor sections of th...

No, the poor arent sleeping peacefully:

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The rich and the middle class have their digital wallets and credit cards; they can afford to wait two weeks, even 50 days, for their money to be exchanged One has to be astonishingly callous or exceptionally removed from reality to think that the poor are sleeping peacefully and only the rich are frightened, needing sleeping pills in the wake of the great currency-exchange drama playing out in India. For that’s what it is; old notes are being replaced with new, and a new note of even higher value is being added. But the fantasy description of blissfully asleep poor and terrified rich is just that—a fantasy. Even a quick look at the videos being circulated of the people queueing up to change their money shows their frustration and anxiety; and even if they aren’t below poverty line, they aren’t rich. Indeed, the rich and the middle class have their digital wallets and credit cards; they can afford to wait two weeks, even 50 days, for their money to be exchanged. It is the day-wa...

Rs 500 and Rs 1000 notes banned: Your questions answered by the RBI

Why this scheme?   The incidence of fake Indian currency notes in higher denomination has increased. For ordinary persons, the fake notes look similar to genuine notes, even though no security feature has been copied. The fake notes are used for anti-national and illegal activities. High denomination notes have been misused by terrorists and for hoarding black money. India remains a cash based economy hence the circulation of Fake Indian Currency Notes continues to be ..  read more here http://economictimes.indiatimes.com/news/politics-and-nation/rs-500-and-rs-1000-notes-banned-your-questions-answered-by-the-rbi/articleshow/55320904.cms

#Rs500andRs1000

PM scraps Rs 500, Rs 1000 notes from midnight tonight : Rs 1000 rupee and Rs 500 rupee notes will no longer be a legal tender starting midnight tonight, says PM Modi. "You have 50 days (From 10 Nov to 30 Dec) to deposit notes of Rs 500 & Rs 1000 in any Bank or Post office," said Modi. "Those who can't sumbit the notes within the deadline, can exchange it at Reserve Bank of India by providing a declaration," the PM added. 20:16 PM's address to the nation : - Our enemies from across the border run their business with counterfeit notes and it has been going on for years - Black money and corruption has taken roots in the country, these are the biggest obstacles in eradicating poverty - Our motto has been 'Sabka Saath, Sabka Vikas'. We will continue to fight poverty - Every country's history has seen a phase where a strong measure was called for In all our policies, we are dedicated for the upliftment of entire society Finance Minist...

A Step towards Healthy Ageing

Santosh Jain Passi*,  Akanksha Jain** The ageing of populations is rapidly accelerating with increasing life expectancy worldwide. Ageing involves changes in physiological, pathological, social, and psychological conditions of the individuals; however, the resultant capacities and health needs of the elderly are not random. These are rooted throughout the life-course and can often be modified, highlighting the importance of a life-cycle approach. The aim of health care has changed enormously; joint family system has largely been replaced by independent living. This shift in family system can mainly be attributed to greater life expectancy, independence and self-esteem of the elderly on one hand, and on the other hand is the freedom of living/non-interference cherished by the younger generations. However, increasing life span is often accompanied by diseases, disorders and disabilities with their consequent loss of independence. During the last few decades, major chunk o...